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Thu, April 16, 2026 at 9:30 PM UTC
Yes, You Can Use Your FSA on an At-Home SaunaSoumi Sarkar
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In case you missed it: wellness is the word for homes in 2026. The mood of our homes is changing, and we’re ready to invest in upgrades that support our physical and mental well-being. As you start to contemplate some of these expensive upgrades, here’s a hack: you can use your Flexible Spending Account (FSA) or Health Savings Account (HSA) on many of these luxury wellness items.
Whether you have an employer-provided, use-it-or-lose-it FSA or an HSA that rolls over annually, you can use it towards some of your dream home upgrades. Both plans set aside pre-tax or tax-advantaged dollars that can be used for qualified medical expenses. You might know you can use these accounts for items like glucose monitors or over-the-counter medications. But the list goes on, and it gets extravagant: saunas, cold plunges, luxury alarm clocks, and filtered shower heads are fair game. Some products do require you to obtain a Letter of Medical Necessity from a healthcare provider, but once you have one, you have the green light to get some really cool products.
We rounded up some of the most surprisingly eligible products below so you can make the most of your FSA or HSA this year. From the high-tech air purifier to soothing silky bed sheets, get ready to save big on self-care. And even better: every single product below is House Beautiful-tested and approved, so you can shop with peace of mind.
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